Wednesday, November 15, 2017

Tips On Handling Commercial Roofing Insurance Claims

By Dennis Carter


The rooftop is an important feature of a building or a house and it should be taken care of in the right way. Sometimes strong winds or storms can come your way casing heavy damage on the roofing. Therefore, it is important to contact your insurer with commercial Roofing Insurance Claims to help you repair the rooftop.

Constantly doing a thorough check on the rooftop is essential. It will help you to take note of any tiny damage before they escalate to become bigger. Checking the extent of the damage after a storm in particular is essential. It is important for you to see how much repair work you will need to do.

If the roof is damaged it is wise to call your roof installation company to assess the damage before calling your insurer. Reason being, they are experts and they will give you the true picture of the extent of the damage. Plus, they will be able to advise you accordingly on what it will take to restore the roof back and at what price.

However, remember to have your evidence in hand to support your claim. The insurance company will need to verify that your claim is legit. By having photographs, records showing the time when storm occurred and any clips from the media depicting the storm can be used to support your claim. Sometimes, an insurer may choose to send a representative to confirm the allegations.

Once you have acquired the relevant materials that the insurer may need then you should contact them immediately. It is a prudent thing to have your roofing expert close by when giving the call. He or she can be of help especially if there is a need to clarify any technical details. You will find that you may not understand all technical terms and an expert can help you with that.

Once the claim is approved, the insurer is bound to give you half or three quarter of the amount claimed. This amount should be used to pay the roofing experts to start the works. The insurer will not give you the whole amount till the work is complete. This strategy is meant to ensure that the claimant uses the money for roofing only. Plus, if he or she decides not to carry out the works then the insurance company will be able to save a few coins.

After the repair work is done, contact the insurer to give you the rest of the amount. This money should be used to settle any balances. Some companies often send a representative to confirm if the rooftop was repaired as agreed upon. Once this is established, they release the balance immediately. If you made the right claim, it is possible to repair the roof without incurring any expenses that you will be forced to pay from your pocket.

Hiring a qualified and trustworthy installer is important. The reason being, you will be assured of quality work. You do not want to be in a position where the roof starts to leak immediately after installation. A leaking rooftop is dangerous and can pose a lot of harm to your household or the building. The leakage also weakens your structure which can be expensive to repair.




About the Author:



No comments:

Post a Comment